Michael Chambers Heer
Neptune Private Flood Insurance vs FEMA Public Flood Insurance (NFIP)
What is Flood Insurance? A flood insurance policy protects your home against damage caused by flooding. Flood insurance covers the cost...
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Michael Chambers Heer
- Aug 2, 2022
- 2 min
Do I Need an Umbrella Insurance Policy?
If you are reading this, chances are you need an Umbrella Insurance Policy. An Umbrella is a supplementary liability insurance policy. It...
Michael Chambers Heer
- Feb 15, 2022
- 6 min
Insurance Premiums Are Rising Faster Than Inflation
Supply chain issues, prices of materials, and climate change are all driving costs up. House fire near Woodley Park, Washington DC. Photo...
Michael Chambers Heer
- Nov 24, 2021
- 2 min
Personal Liability vs Personal Injury: What's the Difference?
What’s the difference between personal injury and personal liability? They might sound the same, but they aren’t. We often see...
Michael Chambers Heer
- Sep 23, 2020
- 4 min
Why You Need Auto Insurance Even If You Don't Own A Car - Named Non-Owner Auto Policy
It's becoming more common to give up your car, especially if you live in a city with good public transit / car-sharing options. So you...
Michael Chambers Heer
- Oct 3, 2019
- 3 min
Occurrence vs. claims-made insurance: Why it matters
By Harry J. Lew, Insureon Contributor For small business owners, it’s important to understand the difference between occurrence vs....
Michael Chambers Heer
- Feb 20, 2019
- 2 min
What Is a Deductible and Which One Should I Choose?
The deductible on your insurance is the amount of money on an insurance claim you would pay before the insurance company pays. It's what...
Michael Chambers Heer
- Feb 1, 2019
- 4 min
What You Need in a Homeowners Insurance Policy
If you own a home or are buying a home, you will need homeowners insurance. It will protect you against fire, theft, wind damage, broken...
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